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I recently had a couple call me in tears. They had been married for 2 years, were living away from their families and had just found out they were expecting their second child. While they were so excited to have a family they felt like they would never be able to make their family dream a financial reality. She was staying home with their toddler and he was finishing an advanced degree. They were buried in student loan debt and slowly racking up credit card debt. They wanted to take control of their finances; they just didn’t know how.
I was once asked by a friend to share the one habit that has made the biggest impact on my daily life. Without a second of a doubt I knew what the answer was. I started this habit when I was 15, a junior in high school, and have lived it every day of my life since, albeit in different variation.
We all want to make more money, save more money, reduce financial stress and live a more comfortable life. There is nothing wrong with these things and feeling frustrated when we don’t have them.
There are practical habits and systems that we can put into place to achieve these. But before we begin this journey we have to fill our emotional tanks with the jet fuel that will get our financial plan soaring.
Many readers of this blog are entrepreneurs, either as their full time gig or a side hustle. We invest a lot of time thinking about the culture that we want to create in our startups and businesses. We understand that for a company to be successful it has to have a strong culture.
Young families are a lot like startups. I don’t know about you but when we had our first child I felt like I was running a startup; constant chaos, little sleep and lots of coffee.